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Easy Financing from ePay Finance – Bruised Credit OK
Easy Financing from ePay Finance – Bruised Credit OK
At Hornberger Verbitsky, P.C., we believe everyone deserves quality legal representation, regardless of their financial situation. That’s why we now offer the ePay Finance program that makes legal services more affordable.
ePay is a multi‐lender platform that provides financing offers direct to you to obtain the funds you need for your legal issues.
ePay approves borrowers with credit scores as low as 55 and offers terms up to 60 months.
With rates from 5.99% to 35.99% subject to income and credit. Your application is a soft inquiry, which means it does not affect your credit score so there’s no reason to not find out how affordable quality representation can be.
Your application goes to a pool of multiple competing lenders who quickly respond with their best offers to meet your financing needs based upon your credit score and income.
Funds come directly to you so you can pay the balance of your retainer and have the representation you need and deserve for a payment you can easily afford.
Concerned you may not qualify? Friends and family are eligible to apply on your behalf.
To see how affordable quality representation can be contact Hornberger Verbitsky, P.C. today for find out if your qualify and learn how this program can make quality legal representation affordable for you.
Call us now at 631-923-1910 for request a free consultation to explore your options.
Benefits of ePay Finance
- No Risk or Obligation
- Interest Rates from 5.99%
- Loan Amounts up to $100,000
- Terms Up to 60 Months
- Funds in as Little as One Day
- No Pre-Payment Penalty
- “Check Your Rate” Feature
- Low Monthly Payments
How It Works
Step 1: Contact Hornberger Verbitsky, P.C. for the application link and click on the “Apply Now” button.
Step 2: Complete the 90-Second Application to get pre-qualified and see your payment options.
Step 3: Accept any offer and complete the loan agreement electronically.
Step 4: Submit any requested documentation and get funded.
About ePay Management
Founded in 2000, ePay Management has an impressive long-term legacy of partnership with its customers in successfully applying technology-based, consumer financing and merchant electronic payment solutions and solving their toughest problems. We are proud of our reputation as a solutions provider and innovator. Our corporate culture is one of dedication, respect, and continuous improvement. We measure our success by our customers’ successes.
Within our Industry, we enjoy a remarkable degree of potential. With that potential comes the responsibility to practice business in accordance with the highest standards, to be accountable for the products and services we market, and to honor our relationships in both appearance and fact.
Since ePay Management was established in January, 2000, we have striven to fulfill these responsibilities. And with good reason. Otherwise, we could lose our most important asset: the trust of our customers, sales partners, affiliates, and vendors in the credibility of the products and services we provide.
We believe that our future depends upon preserving and enhancing this trust. Therefore, we must ensure that:
1. Our integrity is of the highest caliber.
2. We market our unique services with accurate information and present it fairly.
3. Our professional conduct is unassailable.
4. Our personal conduct, as it reflects on ePay Management, is beyond reproach.
Frequently Asked Questions About ePay Finance
What is Direct-to-Borrower Financing?
Funds are provided in the form of a personal loan directly to the borrowers checking account and in turn the merchant collects the balance of their invoice from their funded client. Direct-to-Borrower funding allows more flexibility in loan terms.
What credit score is required for approval?
A minimum credit score is typically 550 but many factors are considered for approval such as debit to income and outstanding collections. The lenders will determine credit worthiness and make an offer based on their analysis. All offers are made instantly with a soft credit pull so the borrowers credit is not negatively impacted.
How long does the approval process take?
Pre-approvals are instant and the borrower can evaluate the best offer that fits their monthly budget. Once the offer is selected the lenders may take up to two days for firm approval and the funds are then dispersed via ACH to the borrowers checking account. On average the process takes 5-7 days for funds to deposit when a borrower is pro-active in completing the loan documents.
What stipulations are required?
A recent pay stub and copy of driver’s license are required by most lenders, some may also require bank statements for proof of income.
How much can be financed?
Our market place can fund $1,000 – $100,000 depending on credit worthiness.
What are the interest rates?
Interest rates very between 5.99% – 36.99% with loan terms up to 84 months depending on credit worthiness and amount funded. The lender may also bill an origination fee of 0-6%.
When do I receive funds?
Once the loan has been approved funds will typically be available in 48 hours.
GET YOUR FREE CONSULTATION TODAY
Call 631-923-1910 or fill in the form below
Get your complimentary consultation and case evaluation with our experienced attorneys today.
Your attorney will describe the many options available and determine together which is the right solution for you. By the end of this conversation, we’ll all understand how we can best help you to move forward.
No Cost or Obligation
There is no cost or obligation for this initial consultation. It is simply an opportunity for us to get to know each other, answer your questions and learn if Hornberger Verbitsky, P.C. is right the right law firm for you. Give us a call at 631-923-1910 or fill in the short form below for your free consultation and case evaluation.
